Farm Insurance in WV, VA, & MD
to Protect Equipment, Crops, & Livestock

When a Farm or Ranch is Your Livelihood, Be Sure to Protect It

Fargo-Jones Insurance Agency Inc. provides services and farm insurance in WV, VA, & MD to protect equipment, crops and livestock. Whether you are a local grower or large cultivator, or raise one or more forms of livestock, having the right farm insurance is important to running a smooth operation. Keeping things operational even during difficult times may very much depend on the type of farm insurance coverage in place. Contact Fargo-Jones Insurance Agency Inc. online anytime for more information on farm insurance, or call (304) 725-3434 to get a free quote today!

Agricultural Coverage Tailored for Rural Customers

Agricultural coverage and services from Fargo-Jones Insurance Agency Inc. serve customers in three states, West Virginia, Virginia, and Maryland. We know the most rural parts of our region, and the hard-working people who tend to its farmlands and ranches. Our friendly agents are your neighbors who understand the importance of why you need everything on your farm insured. Our insurance specialists are sensitive to your individual needs and will work with you to customize a policy that best suits your farm or ranch. Designing a specific policy with us gives you the options of coverage in the following areas:

Crop Insurance
Equine Insurance
Farm Owners Insurance
Farm Livestock Insurance
Farm Equipment Insurance
Farm Dwelling Insurance
Farm Structures Insurance
Farm Auto Insurance
Farm Umbrella Insurance

Equine Insurance for Horse Farms and Ranches

Equine insurance is the best way to protect the significant investment many horse owners and breeders make in their business. Spending a devoted amount of time training, taking care of, and competing with your horse means dedication to positive results. And as a proud owner, you ensure the safety and wellbeing of the horse, and medical expenses can be costly. An Equine Insurance policy from Fargo-Jones Insurance Agency Inc. provides coverage for a variety of costs and expenses related to the upkeep of your animal. Our policy options include:

Full Mortality and Theft – to insure your animals against death due to injury, illness, disease, humane destruction, transportation, or theft.

Major Medical Coverage* – to provide reimbursement for the cost of medical and surgical bills caused by accident, sickness, or disease.

Loss of Use – for compensation in the event your horse becomes totally and permanently unable to perform the duty for which it was insured.

Stallion Infertility – for coverage in the event your stallion becomes permanently incapable of producing offspring due to an accident, illness, or disease.

Finding the right coverage options for your horse doesn’t have to be difficult. At Fargo-Jones Insurance Agency Inc., one of our insurance specialists can help educate you on the different coverage options and rates available for your special animal, and together you can build the perfect policy that fits the needs of you and your horse.

*Major Medical Coverage is an addition to the Full Mortality policy and cannot be purchased alone.

Farm Umbrella Insurance to Protect Your Hard Work

Fargo-Jones Insurance Agency Inc. provides umbrella insurance policies to farms, ranches, and agribusiness operations facilities throughout the West Virginia, Virginia, and Maryland region. We understand your farm is your business. And like any business owner, you face a certain amount of risk and uncertainty in your day-to-day operations. If an accident happens, in most cases, standard farm owner’s insurance liability should take care of you. When serious situations arise, you want to make sure your business is protected.

Farm Umbrella Covers Accidents, Animals, Damages, and More

Chances are your basic policy liability limits are not enough to cover every potential accident – including serious accidents that come with serious expenses. A Farm Umbrella policy from Fargo-Jones Insurance Agency Inc. picks up where your other liability coverage stops. It can be an affordable way to provide an extra layer of protection against claims of bodily injury and property damage in scenarios such as:

An accident on your farm that leaves multiple workers in need of costly medical attention
If a farm animal escapes and causes an accident or serious damage to another’s property
If someone sues you for damages resulting from an illness from your products?

Our team of farm insurance specialists keeps your farm up and running, even after an accident. With the right farm umbrella coverage options, your business can run steady and with less disruption. And, as always, with our dedicated 24/7 claims service, you can rest assured that our professionals will be there for you when you need it most.

Why Choose Farm Coverage from Fargo-Jones Insurance Agency Inc.?

Your farm is your livelihood, and you can never be too cautious. An accident can happen when you least expect it, so it is important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.

You have worked hard to build your farm into a business. Fargo-Jones Insurance Agency Inc. works even harder to ensure that your business is protected. We provide solutions from our offices in Charles Town, Inwood, and Moorefield, serving areas of West Virginia, Virginia, and Maryland with farm insurance.